We take your documents to all the banks to get you the best home loan possible.
Not everyone can apply for a Home loan. It is really important that you fall into the home loan eligibility before you apply for it. If you are not sure about that, then check the below list of eligibilities that you need to match before you apply for a Home loan.
Apart from this, other points describe your eligibility for a home loan. If you Want to know more about it click on the button
|Resident Type||If you are an resident of India, then only you can apply. Check below residential eligibility to apply for Home Loan in India.
|Minium Annual Income Eligibility||Minimum Rs 5 Lakh to Rs. 6 Lakh yearly Income|
|Residence||The applicant must have (any one):
|Credit score||A good credit score of at least 750 or more obtained from a recognised credit bureau|
|Bank Name||Minimum Interest Rate||Processing Fee||Loan Amount||Tenure|
|Punjab National Bank||6.99%||0.35% Onwards||Upto 90%||1 to 30 Years*|
|IDBI Bank||7.15%||NA||Up to 90%||1 to 30 Years*|
|LIC HFL||6.90%||0.5 % On Loan Amount||Up tp 5 Cr||1 to 30 Years*|
|HDFC Bank||7.55%||Up to 1.50%||As per CIBIL Score||1 to 30 Years*|
|citi Bank||6.65%||Up to 0.50%||As per CIBIL Score||1 to 30 Years*|
|Axix Bank||7.60%||Up to 1%||Up to 90%||1 to 30 Years*|
|ICICI Bank||7.10%||Up to 1%||Up to Rs. 10 Cr||1 to 30 Years*|
|Kotak Mahindra Bank||7.10%||Up to 2%||Up to Rs. 10 Cr||1 to 30 Years*|
|IDFC First Bank||7.10%||Up to 1%||Rs 30 Lakh Minimum||1 to 30 Years*|
|Union Bank||7.40%||0.50% Onwards||Rs 27 Lakh Minimum||1 to 30 Years*|
We work with several banks and can help you find the best home loan. Before you apply for any loan make sure you compare. Check the list of banks and the loan details. You can contact us if you have any Query.
Before you apply for a home loan, you need to make sure that you have all the necessary documents. Having proper documents will help you to process your home loan easier and faster. Check the list of documents given by us and make sure that you have it all.
There are several questions that people usually ask about Home Loan. But, there few common questions asked that will give you a brief about home loan, process, interest % or any other charges, if any. We will bring to you some of those questions here.
If you still have query then you can ask our Experts.